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Third-party payment // Collect · Settle · API

Start with a cup of coffee,
build your payment foundation.

Virtual accounts, credit cards and convenience-store payments in one integration. We collect from your players and customers, reconcile automatically, and pay out on a billing cycle. Reliable, everyday, nothing to think about.

Apply now// Start See pricing// Rates

> Submit and get your TICKET number instantly · progress by email

One-stop merchant collection
01 // Collect · Reconcile · Settle

One integration. Collection that is no longer scattered.

From the customer’s payment to your reconciliation, every channel runs through one flow. Your team builds the product; ChnoPay runs the money.

01

Virtual account

A dedicated transfer account per order. Incoming funds are matched automatically, no manual reconciliation.

ATM / online banking
02

Credit card

One-time card payments that complete online orders and confirmations fast.

Pay in full
03

Convenience store

Generate a payment code or barcode; customers pay in cash at partner stores.

Cash at the counter
Settle // Payout

Collected funds are consolidated every billing cycle and paid out to the company account on your application.

02 // Built for your business

Not just collection —
we understand your business.

From digital content to in-person services, the payment experience is planned around your transaction flow.

Game developers Points, items and member top-ups App developers Out-of-app payments and digital services E-commerce Orders and member purchases Brick-and-mortar Bookings, tickets and on-site services
03 // Clear & Predictable

Clear rates make costs easy to manage.

No confusing tiers. A formal proposal is tailored to your scale and needs.

MethodReference rateChargedScenario
Virtual account 0.9% Per transaction amount ATM / online banking
Credit cardPopular 2.75% Per transaction amount One-time / recurring (subscriptions)
Convenience store NT$ 35 Per transaction Cash at the counter
Final rates and payout terms depend on industry, transaction type and review results; collected funds are paid out every billing cycle. Get a formal quote // Quote
04 // How it works

Four steps from application to payout.

  1. Step 01

    Fill in the application

    Company, owner, bank account and store details, all required. You get a TICKET number the moment you submit.

    CP-20260902-A7K3
  2. Step 02

    Review and corrections

    An administrator reviews it. If a field needs fixing you get an email and the field is flagged on the form; edit it and resubmit.

  3. Step 03

    Approval and integration

    Once approved you receive API credentials and start collecting from players and customers.

    Approved
  4. Step 04

    Payout on billing cycle

    Collected funds are consolidated each cycle, reconciled automatically and paid to your company account.

N N N N O O CH3 CH3 CH3 C8H10N4O2 CAFFEINE
Specimen / Caffeine
Why Chno

Civilisation keeps moving
on a quiet push.

Caffeine has been part of countless working days, creative moments and important decisions. ChnoPay takes its core letters as a name, hoping to be the same quiet, steady and indispensable force behind your business.

Keep business in motion.
Track // Progress

Already have a ticket?

Enter your TICKET number to check review progress, or use the link in your notification email.

Apply // Start

Not applied yet?

One form, filled in once. You land on the progress page right after submitting; corrections and progress all happen there.

Apply now// Start